Kids. Money. Free stuff.

Let’s be up front here. I don’t have kids. I just have theories. I hear it’s a lot easier to have theories than it is to raise kids.  That said, one day, we hope to have children, and when we do, we want to raise them to be wise with their finances.

Blessed not spoiledWe want to teach our kids how to manage their money so their money doesn’t rule their life for the rest of their life. We want to teach them to save for the future, to give generously to those in need, and to spend wisely–all before they turn 18 and move out. Will we be successful 100% of the time? Nope. Is it all going to be sunshine and roses? Most likely not. But I think it will be worth the effort.

Two weeks from today, Dave Ramsey and Rachel Cruze’s new book Smart Money Smart Kids will be released. This book will walk you step by step through raising your children to be blessed, not spoiled, starting with toddlers at age 3. As your kids grow, Smart Money Smart Kids gives you the information and the tools you need to raise them to be wise with their finances. The end result: your teen moves out at 18, and is a self-sufficient adult. He or she works hard and pays his or her bills, and is not relying on the next handout from mom and dad. Doesn’t sound so shabby, does it?

WorkThe book is written by both Dave and Rachel, so there are sections from each of their perspectives–father and child. Each chapter is full of actionable steps for you to use with your kids today!  It will take work, but it will be worth it.

Finally, the free stuff. You ready?

  1. Read the first two chapters of Smart Money Smart Kids for FREE.
  2. Download Dave Ramsey’s Complete Guide to Money (the whole thing!) for FREE.
  3. If you like what you read in Smart Money Smart Kids, pre-order the book today. If you pre-order, you automatically get the e-book, the audio book, and a video lesson–a $50 value. For FREE.

smsk_800x800I wanna know: What did you think? Could your kids use some money smarts? In what ways are you teaching your kids to be wise with their finances?

 

Saturday Small Talk

Yesterday felt like spring. It smelled like spring. The birds were chirping and snowdrifts were melting. This morning’s weather is reminding us all not to get too excited. It’s still winter. For 5 more days. Duly noted.

20140308_094312And so, I sit inside, enjoying the view and a cup of coffee in my new mug.

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I’ve been thinking a bit about prioritizing my time and setting some long(er) term goals for my career. Food for thought: What to do when your career is failing. On a similar note, Advice for Dreamers.

Chocolate Chip Cookie Cake. Oh my delicious.

I love our kitchen/dining area, and don’t really care for the state of our living room. For solutions, I’ve been poking around Apartment Therapy. What have I found? Goodbye, Big Blank Walls; Simple Ways to Refresh your Home; 6 rental updates that won’t break the bank. Any of your fellow renters (or former renters) have ideas for filling up our white walls (without nailing a bunch of holes into the wall)?

Iowa Girl Eats posted a recipe for Baked Pesto Chicken Parmesan. It’s a 30 minute meal and is officially added to my go-to weeknight cooking options.

Enjoy your weekend, friends!

 

The Daniel Plan

In Christian circles, The Daniel Plan was receiving a lot of hype right around the New Year. Though the book was informative, it was a standard Christian self-help book. We’ve all seen them. “God says thus and such, here’s a 3 step/30 day/6 week plan to make it happen.” This book falls right in line.

If you can look past (or appreciate?) the Christianese, the book will be helpful for you. The Daniel Plan is divided into the 5 F’s of healthy living: Faith, Food, Fitness, Focus, and Friends. In order to be a whole, healthy person, those 5 areas of your life need to be in good shape. I agree. I appreciate that the book doesn’t solely focus on losing weight or getting a 6 pack- it emphasizes the health of your whole self.

After explaining each of the 5 areas, the book outlines two practical plans for seeing results, including a 40 day fitness plan and a 40 day meal plan.

If you stick with it, will you see results? I have no doubt! If you need a strict plan with clear guidelines to get you on track, this might work for you. The Daniel Plan is well laid out, well-explained, and well-researched. However, if you are already living a healthy lifestyle, The Daniel Plan won’t offer much beyond what you already know.

Full disclosure: I received a free copy of this book through Booklook Bloggers. As always, all opinions are my own.